Here’s a way to save for the future, one that may prove just as important as cash: a community farm, Red Gate Farm, in my town has started a grassroots seed bank to develop and disseminate local vegetable varieties, and it depends on its members to help grow the seeds out and contribute new ones. It’s a great (and replicable) community project, with fingers deep in the area’s history and culture. And with a climate on the fritz, indigenous seeds will likely play an increasingly important role in sustaining local agriculture.