What to expect after a disaster

Financial assistance, scams to watch out for, mental health resources and more.

Beware of scams and make sure to know your rights

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Residents of Asheville, North Carolina, check emergency information after Hurricane Helene. Photo: Melissa Sue Gerrits / Getty Images

— Be wary of solicitors who arrive at your home after a disaster claiming to represent FEMA or another agency. FEMA will never ask you for money. — Be cautious about hiring contractors or construction workers in the days after a disaster. Many cities require permits for rebuilding work, and it’s common for scammers to pose as contractors after a disaster. — Renters can often face evictions after a disaster, so familiarize yourself with tenant rights in your state.

What FEMA offers survivors in the aftermath of a disaster

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Above: FEMA representatives take information from people displaced by Hurricane Ian in Estero, Florida in 2022. Photo: Thomas Simonetti for The Washington Post via Getty Images

— A one-time payment of $750 for emergency needs — Temporary housing assistance equivalent to 14 nights’ stay in a hotel in your area — Up to 18 months of rental assistance — Payments for lost property that isn’t covered by your homeowner’s insurance — And other forms of assistance, depending on your needs and losses

disasterassistance.gov

Mental health resources

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Above: Dan Murphy hugs his colleague after bringing his canoe to rescue them from their flooded home in Atlanta, Georgia. Photo: Megan Varner / Getty Images

Here are a few resources if you need mental health support after experiencing an extreme weather event: — The American Red Cross has disaster mental health volunteers they often dispatch to areas hit by a disaster. — The Substance Abuse and Mental Health Services Administration has a Disaster Distress Helpline that provides 24/7 crisis counseling and support. Call or text:  1-800-985-5990

Some potentially life-saving things to remember

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A woman stands with her hand to her mouth as she looks over her apartment in Fort Myers, Florida, after Hurricane Ian flooded it in 2022. Photo: Joe Raedle / Getty Images

— Never wade in floodwaters. They often contain harmful runoff from sewer systems and can cause serious illness and health issues. — Never operate a generator inside your home. Generators emit carbon monoxide, a colorless and odorless gas that can be fatal if inhaled.

By Lyndsey Gilpin & Jake Bittle

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Photo: Chandan Khanna / AFP via Getty Images

Produced by Grist Audience

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