Every year, long before the last of the Halloween candy has been eaten, the drumbeat of holiday consumerism ushers in a long, wasteful, expensive march to New Year's. Now Holiday 2002 is finally over, and apparently it's just as well, because it turns out the season was a "failure." This information comes not from our friends, our family, or even our clergy, but from CNBC, the Wall Street Journal, and Alan Greenspan. American "family values" are great -- so long as American families value consuming 'til it hurts. Charge! Recently, the Washington Post business section ran a story trumpeting the …