“Uninsured” is a four-part Grist series examining how climate change is destabilizing the global insurance market. It is published in partnership with the Economic Hardship Reporting Project.
In This Series
Natural disasters hit farmers with a $22 billion bill last year. Only half of that was covered by insurance.
Wildfires cause billions in home damage every year. Now, insurers no longer want to take on the risk.
More homeowners than ever need flood insurance. Fewer than ever can afford it.
Natural disasters now cost the U.S. insurance industry $100 billion a year. What happens when no one wants to pick up the tab?