Special Series
Uninsured
“Uninsured” is a four-part Grist series examining how climate change is destabilizing the global insurance market. It is published in partnership with the Economic Hardship Reporting Project.
In This Series
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![Collage of corn stalks beneath a hole-filled umbrella cut from a dollar bill.]()
![Collage of corn stalks beneath a hole-filled umbrella cut from a dollar bill.]()
‘Nothing’s predictable’: Extreme weather is ruining farmers’ crops, and their finances
Natural disasters hit farmers with a $22 billion bill last year. Only half of that was covered by insurance.
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![Collage of a house protected by a square border cut from a hundred dollar bill. Outside the border are trees on a fiery red background. The edges of the border are singed.]()
![Collage of a house protected by a square border cut from a hundred dollar bill. Outside the border are trees on a fiery red background. The edges of the border are singed.]()
In wildfire-prone areas, homeowners are learning they’re uninsurable
Wildfires cause billions in home damage every year. Now, insurers no longer want to take on the risk.
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![Collage of flooded home]()
![Collage of flooded home]()
What happens when America’s flood insurance market goes underwater?
More homeowners than ever need flood insurance. Fewer than ever can afford it.
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![Collage of earth falling into a broken net made of a dollar bill]()
![Collage of earth falling into a broken net made of a dollar bill]()
As climate risks mount, the insurance safety net is collapsing
Natural disasters now cost the U.S. insurance industry $100 billion a year. What happens when no one wants to pick up the tab?
