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Donald Trump owes a lot to his adopted home state of Florida. The state, which is the third-largest in the Electoral College, has delivered him increasingly large majorities in each of the past three elections. Since his victory in November, the president-elect has announced plans to remake the federal government in Florida’s image: His nominees for secretary of state, attorney general, chief of staff, and national security advisor are all from the Sunshine State.

But Florida may also present Trump with one of his thorniest political challenges. He’ll have to oversee the Federal Emergency Management Agency, which has spent the past four years bringing down the hammer on Americans who live in disaster-prone regions like Florida’s populous coasts, rolling out a series of insurance hikes and enforcement actions that make it more expensive to live and rebuild in risky areas.

This ongoing effort is a direct threat to the boom of cheap coastal development that has fueled the Sunshine State’s breakneck growth. Florida accounts for a huge share of the nation’s total risk ... Read more

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